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Laura Brannen
REALTOR®
(904) 422-5735

4296 Banks Road, Middleburg, FL 32068

$495,000
New to the Market
BEDS3 BATHS2 full SQUARE FEET1,160 MLS#2156690
MAP LISTING
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068

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4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068
4296 Banks Road, Middleburg, FL 32068

Property Description

OPEN HOUSE on Sat-July 23rd from 12pm to 2pm! Super RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

4296 Banks Road | MLS# 2156690

This single family home located at 4296 Banks Road, Middleburg, FL 32068 is currently listed for sale with an asking price of $495,000. This property was built in 1996 and has 3 bedrooms and 2 full baths with 1160 sq. ft. Banks Road is located in the **verifying Subd** subdivision. Search **verifying Subd** real estate on www.laurabrannen.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Heating: Central
Lot Size: 1.11 Acres
Roof Type: Shingle
Taxes: $4,160
Year Built: 1996
Square Feet: 1,160

Feature Descriptions

Lot Dimensions: 365 x 133
Special View Info: Trees/Woods, Water

Listed By / Shown By

Listed By

Agency Name: FLORIDA HOMES REALTY & MTG LLC

Shown By

Agent Name: Laura Brannen
Agent Phone: (904) 422-5735
Agency Title: Watson Realty Corp., REALTORS ®

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Estimate Your Payment

Estimated Payment

$ 2,986.22 per month $2,495.18 Principal & Interest $346.67 Property Tax $144.38 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/23/2026. The listing information on this page last changed on 07/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/23/2026 6:28:53 AM EST) or GAMLS (last updated Wed 07/22/2026 11:15:23 PM EST) or Stellar MLS (last updated Thu 07/23/2026 1:58:46 AM EST) or SPC MLS (last updated Thu 07/23/2026 6:22:15 AM EST) or Martin MLS (last updated Wed 07/22/2026 11:38:17 PM EST) or Indian River MLS (last updated Wed 07/22/2026 11:30:32 PM EST) or Daytona MLS (last updated Wed 07/22/2026 11:36:51 PM EST) or Northeast Florida MLS (last updated Thu 07/23/2026 12:18:56 AM EST) or Beaches MLS (last updated Thu 07/23/2026 3:39:23 AM EST) or BORMLS (last updated Wed 07/22/2026 11:16:48 PM EST) or Scout MLS (Golden Isles) (last updated Wed 07/22/2026 7:06:36 AM EST) or Amelia/Nassau MLS (last updated Wed 07/22/2026 11:25:16 PM EST) or Dixie Gilchrist Levy MLS (last updated Wed 07/22/2026 11:42:21 PM EST) or NFLMLS (last updated Thu 07/23/2026 6:07:27 AM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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